So apparently Sony updated the PSN and it completely screwed up the payment system. After spending hours researching the error codes I was finally able to fix it on my own. The p PSN forums had no respones from Sony on how to fix the issue which is crazy because from I saw it is effecting a huge amount of people. Delete all payment info and then input everything in again but with all letters CAPITALIZED. Thanks not giving us a freaking heads up Sony, way to make paying customers angry.